Let’s be honest — the words “travel insurance” usually make people either roll their eyes or scroll away.
I get it. You’re booking flights, looking at hotels with rooftop pools, and someone tells you: “Don’t forget to add insurance!”
And you’re like, “Pfft, what could possibly go wrong? I’m going to Greece, not war.”
But yo… that’s exactly how most people screw themselves.
So before you fall for the same tired lies people have been telling themselves for years, let me hit you with 7 travel insurance myths that really need to die in 2025.
1. “I’m young and healthy, I don’t need it.”
Listen, I thought the same thing.
Until I got food poisoning in Thailand and spent two nights in a hospital with an IV in my arm.
Bill? $2,000.
My cost with insurance? $0.
You don’t buy travel insurance because you’re planning to get hurt —
You buy it in case life decides to mess with you at the worst possible time.
2. “It only covers medical stuff.”
Nope.
Good travel insurance can cover trip cancellations, lost luggage, stolen passport, missed flights, even hotel issues.
You know that moment when your bag goes to Istanbul and you end up in Rome?
Yeah — travel insurance is the only one who cares about that.
3. “My credit card already covers me.”
Okay, maybe. But what exactly does it cover?
Most credit card insurance is limited, has strict conditions, and doesn’t cover medical evacuation or big losses.
Check the fine print — not the Instagram ad your bank sent you.
4. “It’s expensive.”
Bruh. You’re spending $900 on flights and $1,200 on a resort… but can’t spend $30 on peace of mind?
Travel insurance is usually less than 5% of your total trip cost — and it can save you thousands.
It's like skipping a helmet because it “ruins your hair.”
Sounds dumb when you say it out loud, right?
5. “I’m only going for a weekend, I don’t need it.”
Oh? So disasters take weekends off now?
Even if it’s a short trip, one slip on a wet floor or one delayed flight can cost you big.
Bad luck doesn’t care how many nights you booked.
6. “If something goes wrong, the airline/hotel will refund me.”
Haaa, good luck with that.
Airlines are famous for one thing: ghosting you when you need them most.
Most won’t refund you unless the cancellation is their fault. And even then, it’s a fight.
Insurance skips the drama.
7. “I can just buy it later if I really need it.”
Nope. Once your flight takes off or something happens, it’s too late.
You need to buy it before your trip starts — preferably right after you book.
You can’t buy a parachute after you jump out of the plane. Same logic.
Final thought?
Travel insurance isn’t sexy.
It’s not a GoPro or a passport holder with your initials.
But when sh*t hits the fan — and sometimes it does — it’s the only thing that stands between a ruined trip and a minor inconvenience.
So stop falling for the myths.
2025 is already wild enough — protect your trip like you protect your phone screen.
